Over the past two decades, a market environment that’s been marked by significant economic crises, a global pandemic and frequent geopolitical uncertainties, coupled with the unstoppable advancement of new technologies and artificial intelligence that has completely transformed all sectors of the economy, has forced the corporate sector to constantly change and adapt. Those companies that demonstrated a readiness and ability to transform and adjust to market conditions have succeeded in fortifying their positions and improving their business
Since its 2003 establishment as part of Banca Intesa, and as one of the Serbian market’s first leasing companies, Intesa Leasing has grown to become a leader, proud of having achieved a series of business successes over these 20 years.
Thanks to a strategy of diversified growth, active digitalisation and the automation of operations, as well as sustainable financing and investment in the development of quality personnel, by the end of the first half of 2023 Intesa Leasing had achieved record levels of capital, a record balance sheet total, portfolio and production level, with a client base exceeding 10,000, thus positioning itself as the leading company on the domestic leasing market.
By focusing on digital transformation and creating a new business model, during the pandemic the company enabled clients to receive on-the-spot vehicle financing approvals through the unique Intesa Leasing portal. In line with market trends and the altered habits of clients, Intesa Leasing is also working intensively to develop a completely paperless business approach, which in practice involves online financing approvals and the fully digital signing of contracts and accompanying documentation, without the need to visit Intesa Leasing offices. As the first step in this direction, the company – working in collaboration with the Business Registers Agency, the Ministry of Internal Affairs and the Office for IT and eGovernment of the Republic of Serbia – provided clients with the opportunity to register vehicles digitally.
Combining international experience and local knowledge
As a leader of the domestic leasing market in terms of total assets, portfolio size and new production volume, Intesa Leasing, as part of Banca Intesa, provides clients with financing services for commercial and passenger vehicles, agricultural, construction and manufacturing machinery and other equipment, as well as real estate. Intesa Leasing combines modern international experience with local expertise and market understanding to offer clients suitable financial solutions that are aligned with their needs and expectations, thereby supporting the overall economic development of Serbia and the wellbeing of society at large.
Intesa Leasing demonstrates its commitment to environmental and CSR principles, as well as sustainable management, through the integration of ESG principles into its operations, as well as by continuously enhancing its offer to support the ESG projects of clients in collaboration with its parent group, Intesa Sanpaolo, and international financial institutions like the European Bank for Reconstruction and Development (EBRD), the European Investment Bank (EIB), the German Development Bank (KfW), the International Finance Corporation (IFC) and other similar organisations. Among the recent examples of this form of support is a line of credit arranged with KfW Bank that’s intended for micro, small and medium-sized enterprises and aims to finance sustainable projects and initiatives that focus on improving competitiveness in rural areas. Along with more favourable financing for projects in rural areas, this credit line also provides funding for energy efficiency initiatives, while giving clients an option to secure grants equalling as much as 10 per cent of the total value of the investment.
By the end of the first half of 2023 Intesa leasing had achieved record levels of capital, a record balance sheet total, portfolio and production level, with a client base exceeding 10,000, thus positioning itself as the leading company on the domestic leasing market
It is often said that it is more challenging to preserve a leadership position than to attain one. Therefore, in the coming year, Intesa Leasing will remain focused on improving its offer, further implementing its digital agenda, expanding its portfolio and developing the talents and expertise of its employees, while supporting the goals of its clients and contributing to the country’s overall economic and social progress.