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SRC Belgrade

Supporting Digital Banking Roadm aps

SRC Belgrade, as part of the SRC Group, which has spent more than 35 years dealing with the digital transformation of business processes, focuses on supporting the financial sector in automation and digitalisation processes

When it comes to the processes and transitional changes confronting all banks in the region, as well as other challenges brought about by digitalisation, the APS platform, which is based on the credit process and its automation, has proven to be a very powerful tool and has provided strong support to the banking sector.

We strive to familiarise our bank clients with our decades-long presence and our active participation in the process of transforming the financial sector, in order to subsequently work together to bring banks’ services closer to the end user. We also have the goal of providing banks with a simple, effective and positive experience in the process of cooperating with them, and that cooperation relates to the lending process, which represents a stressful element for the vast majority of clients.

With an awareness of the processes and transition being undertaken by banks in Serbia and around the region, as well as the challenges they face and the demands and dynamics of change in light of digitalisation, the SRC Group has offered the banking sector the APS platform. This platform is based on the notion and understanding that each bank is an ecosystem in its own right; that every bank has a different structure and is currently at a different stage of digitalisation, given that some are just embarking on that process and some have advanced a long way. The APS platform enables them to launch that process in a simple and effective way, accelerate what they’ve already started, or – with the help of our platform – crown and conclude that process.

Whether a bank is seeking to digitalise processes in its branches, promote itself on some of the various digital channels or establish cooperation with partners, the aps platform provides unlimited possibilities

The credit process and its automation is at the foundation of our platform. Whether this relates to the automation of credit processes for corporate clients or private individuals, it provides the possibility to additionally automate, digitalise and optimise every aspect of the process within the organisation through a wide range of platform modules. Regardless of whether a bank is seeking to digitalise processes in its branches, promote itself on some of the various digital channels (m-app, e-portal, website etc.) or establish cooperation with partners, the APS platform provides unlimited possibilities.

With an understanding for the fact that every process represents a tree with many branches, wherein it is essential to take care of each individual branch, the APS platform also takes care of all supporting parts that are required to ensure the flawless functioning of various processes, such as:

* Product management
* Administration of rights, users, organisations, partner networks, digital channels
* Automation of documentation, including dynamic document generation and system placement
* Digital signatures, digital archiving etc.
* Mass document generation
* Scoring model management and automation
* Management and automation of credit policy, risk rules
* Automated decision making
* Integration of all key systems into a common ecosystem
* Centralisation of information and data

Our APS platform isn’t merely software. It is more like a living organism that develops together with the bank, providing support and all the comfort required for the bank to be able to continue concentrating on its clients and on the development of future products, plans and strategies… It serves to pave the way to the bank’s future development, while our task is to provide for a carefree journey.

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